Handling Accident

Riding a motorcycle can be fun, but in doing so, you expose yourself to a significant degree of risk . As we have discussed in the past , motorcycles offer much less protection than passenger vehicles, so accidents involving motorcycles are much more likely to be a ccompanied by injuries and even death. In fact, the National Highway Traffic Safety Administration 1 (NHTSA) estimates that over 80% of motorcycle accidents result i n injury or death to the cyclist. Off all injuries that can occur in a motorcycle crash, head injuries are the most severe. Because motorcycles offer no head protection to the rider and ejection from the motorcycle is very common in accidents, head injurie s pose a unique threat to motorcyclists. Below, we'll take a look at some of the most common types of injuries from motorcycle crashes to see where head injuries fit in the larger picture, then take a more in-depth look at the consequences of head inj uries and how to avoid them. Most Common Motorcycle A...

Florida law 1 requires that every driver have a minimal amount of insurance called Personal Injury Protection, or PIP insurance . Specifically you must carry $10,000 of PIP coverage, which is meant to cover your medical expenses and other losses stemming from injuries sustained in a car accident. This coverage is known as “no-fault,” as it will cover your medical bills and losses whether you caused the accident or another person caused the accident. This no-fault system is intended to reduce the number of personal injury lawsuits that stem from car accidents in the Florida courts. While $10,000 is the minimum PIP insurance requirement, you do have the opportunity to purchase additional PIP coverage, which is referred to as extended PIP. While many people decline this extended coverage, it may be a mistake to do so. PIP insurance will cover the following losses in the event of a car accident injury: 80 percent of reasonable medical treatment and services Lost income from work missed ...

If you drive a car, you are required by law in all 50 states and the District of Columbia to carry insurance to cover accidents . The amount of insurance you are required to have varies by state, but every state has a minimum amount of insurance you are required to purchase. In this legal landscape, two types of auto insurance systems have developed: fault systems (also known as “liability systems”) and no-fault systems (also known as “PIP systems”). Florida is a no-fault system. Fault Systems vs. No-Fault Systems The vast majority of states use fault systems, or, as they are more commonly known, “liability” systems. Under these types of insurance systems , the insurance company of the driver who is found to be at fault for the accident pays for the other driver’s losses. An example of the typical types of coverages used in liability systems is below: $5,000 per person toward injury-related costs $15,000 per accident toward injury-related costs (if more than one person is injured) $10,...